Auto insurance

Michigan To Educate Drivers About Big Insurance Changes

Feb 5, 2020
AP Photo/David Eggert

Michigan's top insurance regulator says the state is committed to educating drivers about a new law that will let motorists save money by foregoing unlimited medical coverage for crash injuries.

The state Department of Insurance and Financial Services has created a consumer hotline and email address to respond to questions and complaints.

There's also a website with information about the changes that take effect in July.

Carlos Osorio/AP Photo/File

LANSING, Mich. (AP) — Michigan drivers who want unlimited lifetime coverage for crash injuries will pay $100 per vehicle starting in July — a reduction from record $220 they are assessed now.

The Michigan Catastrophic Claims Association announced the 55% fee cut Wednesday, months after the passage of a new law making the mandatory benefit optional beginning next summer.

Steve Carmody/Michigan Radio

LANSING, Mich. (AP) — Michigan's Democratic governor and Republican leaders announced Friday morning that they've reached an agreement on legislation to cut the country's highest insurance premiums.

Steve Carmody/Michigan Radio


LANSING, Mich. (AP) — Billionaire businessman Dan Gilbert, the founder of Quicken Loans, is starting a ballot drive as a "failsafe" in case Michigan's Republican-led Legislature and Democratic Gov. Gretchen Whitmer don't enact legislation to cut the country's highest auto insurance premiums.

Quicken Loans vice president of government affairs Jared Fleisher said Monday that a ballot committee, Citizens for Lower Auto Insurance Rates, will be created this week.

Michigan On Verge Of A Showdown Over High Car Insurance Rates

May 11, 2019
Steve Carmody/MIchigan Radio

LANSING, Mich. (AP) — The state with the highest car insurance premiums in the country is on the verge of a political showdown over long-running efforts to cut rates by reining in generous medical benefits.

Steve Carmody/Michigan Radio


The Michigan State Senate has approved a bill to dramatically change how auto insurance is bought and sold in Michigan.

Two Democrats joined the Republican majority to adopt the bill.

It would roll back requirements for drivers to buy unlimited medical coverage.

Republicans say giving consumers more choice in levels of coverage would bring down rates.

Democrats say that would subject drivers and passengers to the risk of onerous medical bills if they are seriously injured. The bill now goes to the state House.


Michigan's Unique Auto Fee Rising To $220 A Vehicle In July

Mar 27, 2019

LANSING, Mich. (AP) — Michigan's mandatory fee to cover unlimited medical benefits for catastrophically injured drivers is rising to a record $220 per vehicle, which is more than double what it was a decade ago.

The Michigan Catastrophic Claims Association, a state-created entity that reimburses insurers for personal injury protection benefits paid in excess of $580,000 per claim, announced the increase Wednesday. The annual assessment currently is $192 and will jump $28 starting July 1.